What is the average home value in Upper Saddle River, NJ?

The typical home value in Upper Saddle River is about $1,460,000, up 6.5% over the past year, according to the Zillow Home Value Index for August 2026. Individual homes vary widely with lot, size and condition; Slava prepares a no-obligation written valuation for any Upper Saddle River home.

What are property taxes in Upper Saddle River, NJ?

The average residential property tax bill in Upper Saddle River was $20,432 in 2025, with a 2025 general tax rate of 2.59% and an effective rate of 1.75%, according to the New Jersey Division of Taxation.

How is property tax calculated in Upper Saddle River, NJ?

Multiply the home's assessed value by the general tax rate. At Upper Saddle River's 2025 rate of 2.59%, a home assessed at $1,000,000 owes about $25,900 a year. Assessed values are set by the town's tax assessor and can differ from market value, which is why the Division of Taxation also publishes an effective rate (1.75% of market value in Upper Saddle River).

What school district is Upper Saddle River, NJ in?

Upper Saddle River is served by Upper Saddle River School District (PreK-8); high school students attend Northern Highlands Regional HS. U.S. News ranks Northern Highlands Regional HS #35 in New Jersey (2026-2027 edition).

How long is the commute from Upper Saddle River to New York City?

From the nearest station (Ramsey Main St (2.8 mi, approx.), Allendale (4.1 mi); Montvale on Pascack Valley Line (4.2 mi)), scheduled morning-peak NJ Transit trips take 62-70 minutes to New York Penn Station. The George Washington Bridge is about 18.3 road miles from Upper Saddle River.

How much does it cost to sell a house in Upper Saddle River, NJ?

At Upper Saddle River's typical value of $1,460,000, New Jersey's state transfer costs for the seller come to about $29,741: $15,141 Realty Transfer Fee and $14,600 Graduated Percent Fee, which sellers have paid since July 10, 2025. Commission, attorney fees and any repairs are on top.

How do I sell my house in Upper Saddle River for the best price?

Price it from recent Upper Saddle River sales rather than from hope, fix what buyers and inspectors will notice, stage the rooms that show first, and market it with professional photography and video to buyers looking in Bergen County. Slava builds that plan for each Upper Saddle River home individually.

Bergen County, New Jersey

Upper Saddle River, NJ

Custom and new-construction homes on wooded lots, next to the Saddle River corridor.

What’s my Upper Saddle River home worth

By Slava Zborovsky · Updated October 21, 2026

Upper Saddle River at a glance

Upper Saddle River is a borough in Bergen County where the typical home is worth about $1,460,000, the average property tax bill is $20,432, and the high school ranks #35 in New Jersey. Custom and new-construction homes on wooded lots, next to the Saddle River corridor.

Typical home value

$1.46M

+6.5% in a year · Zillow, Aug 2026source

Average property tax bill

$20,432

2025, NJ Treasurysource

High school, NJ rank

#35

U.S. News 2026-2027 editionsource

Train to New York

62-70 min

From the nearest stationsource

To the GW Bridge

18.3 mi

Road miles, calculated

Population

8,439

Census ACS 2020-2024 5-year

Schools

Upper Saddle River is served by Upper Saddle River School District (PreK-8). High schoolers attend Northern Highlands Regional HS. Full member of Northern Highlands Regional High School District (with Allendale); Ho-Ho-Kus and Saddle River send by agreement.

Northern Highlands Regional HS: #35 in New Jersey and #575 nationally, U.S. News 2026-2027 edition.source
Niche grade A+ for Northern Highlands Regional HS (#18 of 433 NJ public high schools), 2027 Best Public High Schools in NJ.source
Upper Saddle River School District (K-8, graded but not ranked by Niche, 2027): A+.source
Northern Highlands Regional HS: 93.3% four-year graduation rate, 2024-25 (class of 2025), NJ Department of Education.source

Property taxes and selling costs

The average residential property tax bill in Upper Saddle River was $20,432 in 2025, up from $19,743 in 2024. The 2025 general tax rate is 2.59% of assessed value and the effective rate is 1.75% of market value, per the New Jersey Division of Taxation.source

What a seller pays to transfer a typical Upper Saddle River home

At Upper Saddle River’s typical value of $1,460,000, a seller pays roughly $15,141 in New Jersey’s Realty Transfer Fee plus $14,600 in the Graduated Percent Fee (1% of the price, which sellers have paid since July 10, 2025), about $29,741 in state transfer costs before commission and attorney fees. Standard rates; some sellers qualify for reductions. Run your own number.

Commute

Upper Saddle River has no train station; the nearest are Ramsey Main St (2.8 mi, approx.), Allendale (4.1 mi); Montvale on Pascack Valley Line (4.2 mi). Scheduled morning-peak trips take 62-70 minutes from Ramsey to New York Penn Station and 54-62 minutes from Ramsey to Hoboken, per the NJ Transit timetable.source The George Washington Bridge is about 18.3 road miles away.

Selling a home in Upper Saddle River

To sell a home in Upper Saddle River for the best price, start with a valuation built on recent Upper Saddle River sales, prepare the house so it photographs and shows at its best, and market it to the buyers already looking in Bergen County. That is the plan Slava Zborovsky follows with every seller here.

Slava grew up in the Pascack Valley, has been a licensed New Jersey broker since 2007, and works as a Broker Associate with The Agency One Rock from its Ho-Ho-Kus office. He will walk your home, show you the sales that matter, and give you a clear plan, whether you list next month or next year.

Life in Upper Saddle River

Hopper-Goetschius House (1739), historical society museumsource
Hopper House, National Register of Historic Placessource
Route 17 highway-retail district (H-1R)source

Homes in Upper Saddle River

For Sale

45 Lake Road

Upper Saddle River, NJ

5 Beds | 5 Baths

$1,995,000

Listed by Slava

Upper Saddle River questions

What is the average home value in Upper Saddle River, NJ?: The typical home value in Upper Saddle River is about $1,460,000, up 6.5% over the past year, according to the Zillow Home Value Index for August 2026. Individual homes vary widely with lot, size and condition; Slava prepares a no-obligation written valuation for any Upper Saddle River home.
What are property taxes in Upper Saddle River, NJ?: The average residential property tax bill in Upper Saddle River was $20,432 in 2025, with a 2025 general tax rate of 2.59% and an effective rate of 1.75%, according to the New Jersey Division of Taxation.
How is property tax calculated in Upper Saddle River, NJ?: Multiply the home's assessed value by the general tax rate. At Upper Saddle River's 2025 rate of 2.59%, a home assessed at $1,000,000 owes about $25,900 a year. Assessed values are set by the town's tax assessor and can differ from market value, which is why the Division of Taxation also publishes an effective rate (1.75% of market value in Upper Saddle River).
What school district is Upper Saddle River, NJ in?: Upper Saddle River is served by Upper Saddle River School District (PreK-8); high school students attend Northern Highlands Regional HS. U.S. News ranks Northern Highlands Regional HS #35 in New Jersey (2026-2027 edition).
How long is the commute from Upper Saddle River to New York City?: From the nearest station (Ramsey Main St (2.8 mi, approx.), Allendale (4.1 mi); Montvale on Pascack Valley Line (4.2 mi)), scheduled morning-peak NJ Transit trips take 62-70 minutes to New York Penn Station. The George Washington Bridge is about 18.3 road miles from Upper Saddle River.
How much does it cost to sell a house in Upper Saddle River, NJ?: At Upper Saddle River's typical value of $1,460,000, New Jersey's state transfer costs for the seller come to about $29,741: $15,141 Realty Transfer Fee and $14,600 Graduated Percent Fee, which sellers have paid since July 10, 2025. Commission, attorney fees and any repairs are on top.
How do I sell my house in Upper Saddle River for the best price?: Price it from recent Upper Saddle River sales rather than from hope, fix what buyers and inspectors will notice, stage the rooms that show first, and market it with professional photography and video to buyers looking in Bergen County. Slava builds that plan for each Upper Saddle River home individually.